Mortgages

Real estate planning and Mortgage experts

Choose a mortgage option that suits your financial needs and encourages lower debt.

The various mortgage options that are available today make it easier to own your own home or investing in a commercial property. However, it is important to choose one that aligns itself to your financial capabilities and answer questions like how much can I borrow and can I get a mortgage? Whether you are a first time buyer, an individual looking to consolidate your debts, refinance or obtain a home equity line of credit, Trilogix Financial has the necessary real estate planning expertise to help you make the right decision. Request a consultation with our experienced financial advisors to get started today.

• New mortgages: Everyday Canada welcomes new families into the country. Obtaining a mortgage for the family home can be challenging for the newcomer who has little or no credit history, limited funds for a down payment and very little knowledge of the mortgage process. We have access to thousands of financial institutions who are willing to lend you the necessary funds for housing at competitive rates. In addition, we provide valuable advice on which product suits your lifestyle requirements best. If you are a first time home or commercial property buyer, request a consultation with our real estate planning and mortgage experts right away!
• Debt consolidation: Home and auto loans, credit card expenses and other payments put a strain on your finances, increase your debt and could lead to bankruptcy and foreclosure. By consolidating all your payments you can lower your interest rates, pay off your debts faster, handle your finances more efficiently and avoid threatening calls from creditors. Everyone has debt but it is how you manage it that makes all the difference. Our experienced financial advisors will sit down with you to assess your income, expenditure and financial goals. We can help you come up with a plan that will expedite your payments and help you move towards a debt-free existence. Call to arrange a meeting with our knowledgeable financial representatives.
• Refinancing: Unexpected illness or job loss impacts your ability to make mortgage payments. It is important to recognise your financial problems and take steps to prevent foreclosure of your home before it is too late. Mortgage refinancing can help you tide over your current crisis. It means obtaining a new loan to pay off an old one. Knowing your options enables you to make an informed choice. Our representatives can walk you through the process and answer all your questions. You could also opt for refinancing because interest rates have dropped or your income has increased and you would like to pay off your debt faster. Our mortgage professionals have in depth knowledge of market trends and products that will better suit your financial goals. Schedule a meeting with a real estate planning specialist at the earliest!
• Home Equity Line of Credit (HELOC): A HELOC is a loan in which the lender agrees to lend you a maximum amount within an agreed term and you (the borrower) provide your home equity as collateral. While HELOC does not give you the agreed sum up front, it allows you the flexibility of making several withdrawals totaling the specified amount. Whether you need help with mortgage payments, supplemental income during job loss or funds for education, it is one of the best ways to find capital when funds are scare. It is similar to a credit card transaction. Consult our financial planning experts on how to structure your line of credit.

Trilogix Financial is a trusted advisor for families in the Greater Toronto Area looking for suitable mortgage options. We can show you how to make use of your borrowing power by opting for High Ratio, Leasehold, Portable, Reverse and Conventional mortgages. We also provide comprehensive insurance coverage and smart retirement and estate planning .

Contact us for financial security and a lifetime of comforts.